Credit Card limits may vary from person to person depending on how many cards you own, how much you earn and your credit behaviour. Read to understand more.

Balance transfer is a feature of your credit card that lets you transfer your outstanding balance from one card to another. This "consolidation" of balances is supposed to help you better manage your finances.

For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 or (02)7976-8000 from Metro Manila, +1-800-1-888-8555 PLDT domestic toll-free, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or talk to us through Chat by clicking on the icon at the bottom right of our homepage. If you want to find out more about HSBC's customer feedback procedures, please visit hsbc.com.ph/feedback. 

The Hongkong and Shanghai Banking Corporation Limited is regulated by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph.

Deposits are insured by PDIC up to PHP1,000,000 per depositor.

_{Note: Do not provide your account or credit card numbers or disclose any other confidential information or banking instructions through chat.}