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Gold Visa Cash Back
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At a glance
Credit is subject to status, affordability and applicable terms and conditions.
See more savings in every purchase
Annual fee
Free annual fee for the 1st year. Primary Card: PHP2,500; 1st Supplementary: Free annual fee for life; 2nd-4th Supplementary: PHP1,250
Can you apply?
Quick check
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This card is for new and existing HSBC customers
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The card is for customers with an annual income of at least Php200,000
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This card is for customers from ages 18 to 65 years old
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The card is for customers with an existing locally-issued primary credit card owned for at least 6 months
Benefits
Welcome benefits. Terms & conditions apply
Offers
Terms & conditions apply
Rewards
Terms & conditions apply
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Enjoy 5% cash back on dining transactions
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Earn 1% rebate on back-to-school (department store) transactions every May to August.
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Earn 1% rebate on overseas transactions every January, April, May, and December.
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Get 0.2% rebate on all other transactions. Start earning on all your HSBC Gold Visa Cash Back Credit Card spend.
Features
Terms & conditions apply
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Enjoy exclusive travel privileges at over 27,000 establishments in 160 countries/regions & territories worldwide.
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Get 3% rebate on Caltex fuel purchases all year round.
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Use your credit card just like an ATM Card to withdraw money here or abroad, with our HSBC Cash Advance feature.
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Get HSBC Autocharge - a facility that automatically charges bills to the Credit Card.
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Conveniently monitor your finances and pay your bills wherever, whenever.
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Earn cash back on eligible transaction. [@gold-cashback]
Retail Monthly Interest Rate
Nominal: 3%; Effective 2.89%
Cash Advance Monthly Interest Rate
Nominal: 3%; Effective 3.04%
Important document
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Notes
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Shopping and travel rebate card
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