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Take a closer look

Compare interest rates, benefits and rewards

At a glance

Credit is subject to status, affordability and applicable terms and conditions.

See more savings in every purchase

Annual fee

Free annual fee for the 1st year. Primary Card: PHP2,500; 1st Supplementary: Free annual fee for life; 2nd-4th Supplementary: PHP1,250

Can you apply?

Quick check

You can check the full eligibility criteria later
  • This card is for new and existing HSBC customers

  • The card is for customers with an annual income of at least Php200,000

  • This card is for customers from ages 18 to 65 years old

  • The card is for customers with an existing locally-issued primary credit card owned for at least 6 months

Benefits

Welcome benefits. Terms & conditions apply

Offers

Terms & conditions apply

Rewards

Terms & conditions apply

  • Enjoy 5% cash back on dining transactions

  • Earn 1% rebate on back-to-school (department store) transactions every May to August.

  • Earn 1% rebate on overseas transactions every January, April, May, and December.

  • Get 0.2% rebate on all other transactions. Start earning on all your HSBC Gold Visa Cash Back Credit Card spend.

Features

Terms & conditions apply

  • Enjoy exclusive travel privileges at over 27,000 establishments in 160 countries/regions & territories worldwide.

  • Get 3% rebate on Caltex fuel purchases all year round.

  • Use your credit card just like an ATM Card to withdraw money here or abroad, with our HSBC Cash Advance feature.

  • Get HSBC Autocharge - a facility that automatically charges bills to the Credit Card.

  • Conveniently monitor your finances and pay your bills wherever, whenever.

  • Earn cash back on eligible transaction. [@gold-cashback]

Retail Monthly Interest Rate

Nominal: 3%; Effective 2.89%

Cash Advance Monthly Interest Rate

Nominal: 3%; Effective 3.04%

Apply today

Please read the full product information before you apply

Notes

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