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Take a closer look

Compare interest rates, benefits and rewards

At a glance

Credit is subject to status, affordability and applicable terms and conditions.

Dive into more rewarding adventures

Annual fee

Free annual fee for the 1st year. Primary Card: PHP2,500; 1st Supplementary: Free annual fee for life; 2nd-4th Supplementary: PHP1,250

Can you apply?

Quick check

You can check the full eligibility criteria later
  • This card is for new and existing HSBC customers

  • The card is for customers with an annual income of at least Php200,000

  • This card is for customers from ages 18 to 65 years old

  • The card is for customers with an existing locally-issued primary credit card owned for at least 6 months

Benefits

Welcome benefits. Terms & conditions apply

  • Get PHP3,000 in GCash eGCs with an HSBC Red Mastercard. Simply spend PHP10,000 anywhere using your newly approved HSBC Red Mastercard within 60 days of delivery.

  • Enjoy no annual fees for life with an HSBC Red Mastercard. Simply spend PHP25,000 anywhere using your newly approved HSBC Red Mastercard within 60 days of delivery.

Offers

Terms & conditions apply

  • Get PHP3,000 in GCash eGCs

  • Enjoy No Annual Fees for life

Rewards

Terms & conditions apply

  • Earn 4 Bonus Points for every PHP20 spend on overseas purchases, online purchases/transactions, and local dining transactions in select merchant categories

  • Get 1 air mile for every Php50 spend

Features

Terms & conditions apply

  • Enjoy exclusive travel privileges at over 27,000 establishments in 160 countries/regions & territories worldwide.

  • Get 6% rebate on your first Caltex fuel purchase plus 3% rebate all year round.

  • Use your credit card just like an ATM Card to withdraw money here or abroad, with our HSBC Cash Advance feature.

  • Get HSBC Autocharge - a facility that automatically charges bills to the Credit Card.

  • Conveniently monitor your finances and pay your bills wherever, whenever.

Retail Monthly Interest Rate

Nominal: 3%; Effective 2.89%

Cash Advance Monthly Interest Rate

Nominal: 3%; Effective 3.04%

Apply today

Please read the full product information before you apply

Notes

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