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Red Mastercard
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At a glance
Credit is subject to status, affordability and applicable terms and conditions.
Dive into more rewarding adventures
Annual fee
Free annual fee for the 1st year. Primary Card: PHP2,500; 1st Supplementary: Free annual fee for life; 2nd-4th Supplementary: PHP1,250
Can you apply?
Quick check
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This card is for new and existing HSBC customers
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The card is for customers with an annual income of at least Php200,000
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This card is for customers from ages 18 to 65 years old
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The card is for customers with an existing locally-issued primary credit card owned for at least 6 months
Benefits
Welcome benefits. Terms & conditions apply
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Get PHP3,000 in GCash eGCs with an HSBC Red Mastercard. Simply spend PHP10,000 anywhere using your newly approved HSBC Red Mastercard within 60 days of delivery.
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Enjoy no annual fees for life with an HSBC Red Mastercard. Simply spend PHP25,000 anywhere using your newly approved HSBC Red Mastercard within 60 days of delivery.
Offers
Terms & conditions apply
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Get PHP3,000 in GCash eGCs
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Enjoy No Annual Fees for life
Rewards
Terms & conditions apply
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Earn 4 Bonus Points for every PHP20 spend on overseas purchases, online purchases/transactions, and local dining transactions in select merchant categories
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Get 1 air mile for every Php50 spend
Features
Terms & conditions apply
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Enjoy exclusive travel privileges at over 27,000 establishments in 160 countries/regions & territories worldwide.
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Get 6% rebate on your first Caltex fuel purchase plus 3% rebate all year round.
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Use your credit card just like an ATM Card to withdraw money here or abroad, with our HSBC Cash Advance feature.
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Get HSBC Autocharge - a facility that automatically charges bills to the Credit Card.
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Conveniently monitor your finances and pay your bills wherever, whenever.
Retail Monthly Interest Rate
Nominal: 3%; Effective 2.89%
Cash Advance Monthly Interest Rate
Nominal: 3%; Effective 3.04%
Important document
Apply today
Notes
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Dive into more rewarding adventures
![](/content/dam/hsbc/ph/images/credit-cards/card-face/cashback-gold-card-details-d-pwsimg-5076.png)
See more savings in every purchase
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Discover a world of privileges
![](/content/dam/hsbc/ph/images/credit-cards/card-face/plat-card-details-d-pwsimg-5076.png)
Shopping and travel rebate card
![](/content/dam/hsbc/ph/images/credit-cards/card-face/14441-digital-vertical-card-with-chip-grey-bg-889x500.jpg)
Dine, shop and have fun with extra cashback