![HSBC Red Mastercard Credit card rewards](/content/dam/hsbc/ph/images/credit-cards/red.jpg)
Enjoy more reward points on all your online shopping spend
You must have the following:
- An existing locally-issued primary credit card owned for at least 6 months
- A minimum annual income of PHP200,000 for Red Mastercard
Sign up offer
Free PAL Mabuhay Miles with your new HSBC Red Mastercard. Simply spend at least PHP10,000 using your newly approved and activated HSBC Red Mastercard within 60 days of the card delivery.
Benefits
![Payment icon](/content/dam/hsbc/en/icon/products-and-services/21-9/trade-finance.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
Accelerated Rewards
Find out how you can earn 4x bonus points on online, dining, shopping and overseas transactions.
![Gift icon](/content/dam/hsbc/en/icon/products-and-services/21-9/reward.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
Redeem appliances, gift certificates and more
Redeem your accumulated points for exciting appliances, Lazada & Zalora gift certificates, air miles and lots more.
![Card icon](/content/dam/hsbc/en/icon/products-and-services/21-9/card.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
Card Instalment Plan
Enjoy instalment deals with 0% interest and up to 36 months with your HSBC Credit Card.
Enjoy these other card features:
- Exclusive travel dealsAt over 27,000 establishments in 160 countries/regions & territories worldwide with HSBC's home&Away Privilege Programme.
- Enjoy fuel savings
6% rebate on your first Caltex fuel purchase plus 3% rebate all year round.
- Enjoy an annual fee waiver on the 1st year
- Online Banking and Mobile Banking accessConveniently monitor your finances and pay your bills wherever, whenever. Find out more.
- AutochargeHSBC Autocharge is a facility that automatically charges bills to your HSBC Credit Card so you never forget to pay your bills. Find out more.
- Cash AdvanceYou can use your credit card just like an ATM Card to withdraw money here or abroad. Find out more.
HSBC Credit Card features and services
![Girl running with balloons; image used for HSBC Philippines Card Balance Conversion Plan](/content/dam/hsbc/ph/images/credit-cards/features/16-9/cbcp.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
Card Balance Conversion Plan
Convert your recent expenses on your HSBC Credit Card to affordable instalments, payable up to 24 months.
![Couple holding baby; image used for HSBC Philippines Cash Instalment page](/content/dam/hsbc/ph/images/credit-cards/features/16-9/cash-instalment-plan-tile.jpg)
Cash Instalment Plan
Get cash from your credit card and pay it off on instalment at low interest rates.
![Father blowing bubbles; image used for HSBC Card Balance Transfer page](/content/dam/hsbc/ph/images/16-9/hsbc-card-balance-transfer.jpg)
Card Balance Transfer
Transfer balances from your non-HSBC Credit Card to your HSBC Credit Card and get big savings!
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![Girl running with balloons; image used for HSBC Philippines Card Balance Conversion Plan](/content/dam/hsbc/ph/images/credit-cards/credit-card-rewards-explained/tile-16-9/flower-shop-girls-pwsimg-2790.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
What is a rewards credit card?
A credit card that offers reward points, where you can earn points from your everyday spending.
![Couple holding baby; image used for HSBC Philippines Cash Instalment page](/content/dam/hsbc/ph/images/credit-cards/offers/perx-redemption/tile-16-9/woman-using-mobile-smart-phone-pwsimg-4214.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
HSBC Credit Cards Rewards Redemption
A credit card that offers reward points, where you can earn points from your everyday spending.
Things you should know
How to apply for a HSBC Red Mastercard
Apply in branch
Find your nearest branch and apply in person.
Frequently asked questions
Offers and rewards
![Mother throwing child in the air; image used for HSBC Philippines Mastercard Offers page](/content/dam/hsbc/ph/images/offers/16-9/mc.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
HSBC Mastercard® offers
Exclusive privileges with your HSBC Mastercard Credit Card.
![Couple sharing dim sum; image used for HSBC Philippines Red Hot Deals page](/content/dam/hsbc/ph/images/offers/16-9/rhd.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
Red Hot Deals with HSBC Credit Cards
Exciting offers on shopping, dining, beauty and travel only with your HSBC Credit Card.
![Couple walking down the street; image used for HSBC Latest Offers page](/content/dam/hsbc/ph/images/16-9/couple-shopping.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
Latest offers
Explore all the latest HSBC Credit Card offers available.
Related products
![Lady window shopping; image used for HSBC Premier Mastercard page](/content/dam/hsbc/ph/images/premier/16-9/premier-credit-card-ev-pwsimg-2017.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
HSBC Premier Mastercard Credit Card
Discover a world of privileges and rewards.
![Child pretending to fly; image used for HSBC Philippines Visa Platinum page](/content/dam/hsbc/ph/images/credit-cards/tile-16-9/woman-with-package-pwsimg-4182.jpg)
HSBC Platinum Visa Rebate Credit Card
Enjoy rebate on shopping, travel, insurance and all other spend.
![Father teaching daughter to save; image used for HSBC Philippines Gold Visa Cash Back Credit Card page](/content/dam/hsbc/ph/images/offers/gold-visa.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
HSBC Gold Visa Cash Back Credit Card
Receive cash back from every transaction and get more savings on every purchase.
For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 or (02)7976-8000 from Metro Manila, +1-800-1-888-8555 PLDT domestic toll-free, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or talk to us through Chat by clicking on the icon at the bottom right of our homepage. If you want to find out more about HSBC's customer feedback procedures, please visit hsbc.com.ph/feedback.
The Hongkong and Shanghai Banking Corporation Limited is an entity regulated by the Bangko Sentral ng Pilipinas (Bangko Sentral) https://www.bsp.gov.ph. You may get in touch with the Bangko Sentral Consumer Protection and Market Conduct Office through their Email: consumeraffairs@bsp.gov.ph; Webchat: http://www.bsp.gov.ph; Facebook: https://www.facebook.com/BangkoSentralngPilipinas or SMS: 021582277 (for Globe subscribers only).
Deposits are insured by PDIC up to PHP500,000 per depositor.
Note: Do not provide your account or credit card numbers or disclose any other confidential information or banking instructions through chat.