Enjoy No Annual Fees for Life with your new HSBC Red Mastercard

Simply spend at least PHP25,000 using your newly approved and activated HSBC credit card.

Terms and Conditions apply.

Credit Card Offer details

The promo is open to new-to-bank (HSBC Philippines) individual applicants applying for a new primary HSBC Red Mastercard through HSBC’s official website1. A new-to-bank applicant is one who has no existing or cancelled HSBC credit cards in the 15 months before the application date.

 

Qualified cardholders can enjoy an annual fee waiver for life for meeting the minimum accumulated spend requirement of PHP25,000 anywhere using their newly approved HSBC Red Mastercard during the promo spend period.

 

Promo period: 1 January 2025 to 28 February 2025

 

Promo spend period: 60 days from the card approval date

 

Terms and conditions apply.

Get started

It only takes a few minutes to apply for an HSBC credit card. To apply, you'll need to have:

1. A locally-issued primary credit card from another bank for at least 6 month
2. A minimum annual income of PHP200,000

HSBC Red Mastercard Credit Card

Get 4x bonus points2 on online, dining, shopping and overseas spend with your HSBC Red Mastercard.

More information

HSBC Red Mastercard Credit Card Waived Annual Fees for Life Acquisition Promo 2025 – Terms and Conditions

Terms and conditions apply. Promo runs from 1 January 2025 to 28 February 2025

DTI Fair Trade Permit No. FTEB 210612 Series of 2025.

 

1Applications from on-ground channels and online aggregators are excluded in the Promo.


2
HSBC’s Accelerated Terms and Conditions apply. A maximum accumulated monthly spend of PHP40,000 across all qualified merchant categories shall earn accelerated points.

 

Cardholders who applied under this Promo are not allowed to choose a different HSBC Credit Card welcome rewards at any point of the application and/or approval process. All HSBC Credit Card applications shall be subject to HSBC’s final credit card approval and Credit Card Terms and Conditions. Applications made through other affiliates, online apps or platforms and booth locations not HSBC-authorised are not included in the Promo unless stated otherwise.

 

Issued by The Hongkong and Shanghai Banking Corporation Limited. To contact HSBC for inquiries or complaints, call (02) 8858-0000 or (02) 7976-8000 from Metro Manila, +1-800-1-888-8555 PLDT domestic toll-free, (International Access Code) +800-100-85-800 international toll-free for selected countries/regions, talk to us through the Chat feature of our website hsbc.com.ph, or visit hsbc.com.ph/feedback.

 

The Hongkong and Shanghai Banking Corporation Limited is regulated by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph.