Investments FAQs

• Investment basics
• Bonds
• Foreign exchange
• Wealth solutions matching your needs
  

You can choose from a range of different financial products: 

• Investment products

Investment products usually offer potentially higher returns than deposit but with a greater risk.

Please speak with your Relationship Manager about setting up an Investment Account. You must maintain a Premier account with HSBC before you can open an investment account with HSBC.

HSBC Investment account opening comes for free. However, depending on the nature of investment that will be placed, there may be third party related account opening fees. Transactional fees may also apply when you buy or sell investments. Please consult our Premier staff for further details.

HSBC offers you a range of Government Bonds and Corporate Bonds in major currencies and tenors ranging from less than 1 year up to 25 years. Investment amount can be as low as PHP1,000,000. 

Bonds from HSBC can be categorised by:

• Types of issuers: Government Bonds, Corporate Bonds, Offshore –registered bonds available to Qualified Individual Buyers only
  
• Coupon: fixed rate bonds and zero-coupon bonds
• Credit quality: Investment Grade and High Yield Bonds
  
• Currencies: PHP, USD, AUD, EUR

HSBC lets you invest in a wide range of bonds with a minimum investment amount of PHP1,000,000^*.

If you will need to redeem your investment, HSBC will facilitate the request to sell the bond at market price. However, it is important to be aware that your selling price may differ from the original buying price due to changes in market condition. You could lose part or all of your investment if you choose to sell the bonds prior to maturity, subject to an available buyer in the market.

Once received from the issuer, all interest you earn will be credited to your designated settlement account with us.

Please refer to the latest Tariff for Investment Products and Services (PDF).

Yes, HSBC will provide a Confirmation of Purchase or Sale for each transaction.

HSBC Premier and Advance customers may transact in FX, subject to standard requirements.

The following major service platforms are available for HSBC customers to conduct FX transactions:

• 24-hour online foreign exchange service through HSBC's Personal online banking and Personal Telephone Banking. These service channels do not support Peso to Foreign Currency conversion.
• Mondays to Fridays, 9:00 AM to 4:00 PM in any of our HSBC branches. Click here to access our Branch Service Locator.

HSBC offers foreign exchange services to customers which include: 

• 24-Hour Foreign Exchange Service through our Personal online banking and Personal Telephone Banking. These service channels do not support Peso to Foreign Currency conversion.
• Pre-order Foreign Currency Service

HSBC Philippines accepts 12 currencies: Philippine Peso, Australian Dollar, Canadian Dollar, Swiss Franc, Euro, British Pound, Hong Kong Dollar, Japanese Yen, New Zealand Dollar, Renminbi, Singapore Dollar, and US Dollar.

^*Please note the minimum and incremental investment amount varies from bond to bond. Please consult your Relationship Manager for more details.