HSBC Philippines cross-border disclosure

• Our public website, online banking and mobile app (digital services) are designed for use in the Philippines. The products and services represented within these digital services are intended for Philippine customers.
• These digital services are provided by the Hongkong and Shanghai Banking Corporation Limited - Philippine Branch (HSBC Philippines). HSBC Philippines is an entity regulated by the Bangko Sentral ng Pilipinas.
• If you are outside of the Philippines, we may not be authorised to offer or provide you with the products and services available through our digital services in the country/territory you are located or resident in.
• Our digital services are not intended for distribution or use by any person in any jurisdiction or country where the distribution or use of this material is restricted and would not be permitted by law or regulation.

Please refer to the disclosure for the country/region where you are currently located (even if you are a resident of and/or hold an HSBC account in a different location).  Note that countries will only have a disclaimer where required and therefore your country/region location may not appear on this list:

Any contract or agreement does not come into effect until received and accepted by HSBC Philippines.

This communication is sent to the addressee for his/her information only and is not intended to be distributed to the general public in the addressee’s country/region of residence. The addressee notes, acknowledges and understands that the addresser established in the addresser’s country/region of residence is not licensed under the laws of the addressee's country/region of residence and is, therefore, not subject to supervision or regulation by the local regulator at the addressee's country/region of residence. None of the products and services of the addresser have been approved or registered with the local regulator.

The information provided is intended for the addressee only and does not, in any manner, constitute a public offering.

Please note:

i. contracts and forms signed in Canada are not valid until accepted and approved by the HSBC Philippines outside of Canada;

ii. acceptance and approval will be communicated by post (subject to the standard correspondence instructions); and

iii. any oral agreements will be conclusively binding upon written acceptance by HSBC Philippines outside of Canada, a confirmation of which will be sent by post (subject to the standard correspondence instructions).

The present communication is intended to be received by its addressee only and does not, in any manner, constitute a public offering or advertisement of the products or services referred to herein. The addresser established in the Philippines is not licensed under the laws of the addressee's country/region of residence and is, therefore, not subject to supervision of the local regulator in the addressee's country/region of residence. None of the products and services of the addresser have been approved by or registered with the local regulator and the assets of the addressee are booked outside of the addressee’s country/region of residence.

HSBC Philippines is not licensed in Egypt. This documentation has been provided on your request and will only be concluded by HSBC Philippines’ acceptance of this request.

The securities or other investment products discussed in the enclosed materials are not being listed on the Egyptian Stock Exchange (EGX) or offered or sold to the public in Egypt and they have not been and will not be registered with the Egyptian Financial Supervisory Authority (EFSA). No offer, sale or delivery of such securities or other investment product, or distribution of any prospectus relating thereto, may be made in or from Egypt except in compliance with any applicable Egyptian laws and regulations. The securities may not be offered or sold in any form of general solicitation or general advertising or in a public offering in Egypt without the prior approval of EFSA.

We, HSBC Philippines, are not an authorized institution under the Hong Kong Banking Ordinance and are therefore not subject to the supervision of the Hong Kong Monetary Authority. The information we are providing you with is provided at your request and does not constitute an advertisement or invitation by us to you to make a deposit or an invitation or offer to enter into any agreement to make a deposit.

This bank documentation/information does not constitute an offer by HSBC Philippines and this contract will only be concluded by acceptance of this documentation/your application in the territory of HSBC Philippines.

These forms are provided at your request and do not constitute an offer or invitation by us to make a deposit or enter into any agreement with you.

HSBC Philippines is not licensed in Ireland and, therefore, is not allowed to conduct financial activity in Ireland. This documentation has been provided on your request and will only be concluded by acceptance of this documentation in the territory of HSBC Philippines.

The present communication is intended to be received by its addressee only and does not, in any manner, constitute a public offering or advertisement of the products or services referred to herein. The addresser established in the Philippines is not licensed under the laws of the addressee's country/region of residence and is, therefore, not subject to supervision of the local regulator in the addressee's country/region of residence. None of the products and services of the addresser have been approved by or registered with the local regulator and the assets of the addressee are booked outside of the addressee’s country/region of residence.

This information is provided at your request. If you are entering into a new contractual agreement, this will only be completed on acceptance by HSBC Philippines of any contractual documentation and instructions pursuant to the contract outside of Lebanon. HSBC Philippines is not a financial institution licensed in Lebanon.

Any products or services made available to you to do not constitute an offer or a recommendation and should not be considered an invitation or inducement to engage in banking or investment activity or any offer to buy or sell financial products or instruments.

Products and services made available to you are not governed by the Qatar Central Bank and all assets are booked outside of Qatar.

The contract or agreement does not come into effect until received and accepted by HSBC Philippines.

This communication is intended for the addressee only and it does not, in any manner, constitute a public offering or advertisement.

This communication does not constitute an offer by the HSBC Philippines to make available, solicit, issue an invitation to purchase or offer for purchase any securities or offer any services in Singapore.

HSBC Philippines is not licensed by the Monetary Board of the Central Bank of Sri Lanka. This information is provided at your request and does not constitute an offer or invitation to make a deposit or enter into any agreement with you.

The present communication is made following the addressee's specific request. The addresser has not solicited the addressee or otherwise offered or marketed to the addressee the products and services to which this communication refers. This communication is sent to the addressee for his/her information only and is not intended to be distributed to the general public in the addressee’s country/region of residence. The addressee notes, acknowledges and understands that the addresser established in Thailand is not licensed under the laws of the addressee's country/region of residence and is, therefore, not subject to supervision or regulation by the local regulator at the addressee's country/region of residence. None of the products and services of the addresser have been approved or registered with the local regulator.

No information is provided for the purpose of offering, marketing and sale by any means of any banking services and/or capital market instruments /services in the Republic of Turkey. Therefore, these digital services may not be considered as an offer made or to be made to residents of the Republic of Turkey. The products and services referred to in digital services are not products or services authorised/approved by the Banking Regulation and Supervision Agency under the Banking Law (Law No. 5411) or by the Capital Market Board under the Capital Market Law (Law No. 6362) and do not intend to serve as products/services in the Republic of Turkey. Accordingly, neither these digital services nor any other offering material related to the offering may be utilised in connection with any offering to the public within the Republic of Turkey without the prior approval of the Capital Market Board. However, pursuant to Article 15 (d) (ii) of the Decree No. 32 there is no restriction on the purchase or sale of investments by residents of the Republic of Turkey, provided that they purchase or sell such investments in the financial markets outside of the Republic of Turkey.

The investment information, comments and recommendations we may provide to you are not within the scope of investment advice. Such recommendations are of a general nature and are not prepared in accordance with your financial status and risk and income preferences. Therefore, taking investment decisions based only on the information stated herein may not give any results meeting your expectations.

This information is provided at your request and does not constitute an offer or invitation by us to make a deposit or enter into any agreement with you. If you are entering into a new contractual agreement, this will only be completed on acceptance by HSBC Philippines of any contractual documentation outside the UAE. HSBC Philippines is not a financial institution licensed in the UAE.

The deposit is being taken by HSBC Philippines, registered/incorporated in the Philippines, and whose principal place of business is HSBC Centre, 3058 Fifth Avenue West, Bonifacio Global City, Taguig City, 1634.  HSBC Philippines is regulated for any deposit taking business by the Bangko Sentral ng Pilipinas.  If you have a complaint about our deposit taking business, which cannot be resolved to your satisfaction by ourselves, then you may be able to refer this to Bangko Sentral ng Pilipinas (BSP) Consumer Empowerment Group through their email: consumeraffairs@bsp.gov.ph.  Your deposit may be guaranteed under Philippine Deposit Insurance Corporation (PDIC) which covers most types of deposit-taking business in the instance that we cannot meet our obligations.

HSBC Philippines has paid up capital and reserves of PHP 17,855 MIO as of 30 September 2023.

The present communication is intended to be received by the recipient only and does not, in any manner, constitute a public offering or advertisement of the products or services referred to herein. HSBC Philippines is not licensed under the laws of Venezuela and is, therefore, not subject to supervision of the local regulators.  None of the products and services of HSBC Philippines have been approved by or registered with the local regulator and the assets of the recipient are booked outside of Venezuela.