HSBC Personal Loan
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As low as 0.65% add-on rate per month
Features and benefits
- Fast approvalFind out if your loan has been approved five working days after submitting your complete application documents.
- Personalized termsYou can choose to repay your loan over 12, 24, 36, 48, or 60 months.
- Convenient payment channelsAccess hundreds of HSBC payment centers (PDF) nationwide for amortization payments.
Loan fees and rates
- Processing Fee: PHP1,500 (deducted form loan proceeds)
- Late Payment Fee: 36% per annum on overdue payment
- Amendment Fee: PHP500.00 per amendment after drawdown (for modification of loan details)
- Breaking Cost: To be computed as described in the HSBC website and in the HSBC Easy Guide to Bank Services and Charges (upon loan pre-termination)
- Overdue Interest Charge: 36% per annum on all overdue installments
- Documentary Stamp Tax (DST): 0.75% of the drawn loan amount (deducted from loan proceeds). Loan amounts of up to PHP250,000 that are used for acquisition of a house, lot, motor vehicle, appliance or furniture for personal purposes are exempt from DST.
Apply by phone
Call (02) 8858-0000
Apply in branch
For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 or (02)7976-8000 from Metro Manila, +1-800-1-888-8555 PLDT domestic toll-free, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or talk to us through Chat by clicking on the icon at the bottom right of our homepage. If you want to find out more about HSBC's customer feedback procedures, please visit hsbc.com.ph/feedback.
The Hongkong and Shanghai Banking Corporation Limited is an entity regulated by the Bangko Sentral ng Pilipinas (Bangko Sentral) https://www.bsp.gov.ph. You may get in touch with the Bangko Sentral Consumer Protection and Market Conduct Office through their Email: consumeraffairs@bsp.gov.ph; Webchat: http://www.bsp.gov.ph; Facebook: https://www.facebook.com/BangkoSentralngPilipinas or SMS: 021582277 (for Globe subscribers only).
Note: Do not provide your account or credit card numbers or disclose any other confidential information or banking instructions through chat.