HSBC Premier Banking | Premium Bank Account Philippines

Unlock a world of benefits with an HSBC Premier bank account

HSBC Premier is here to help you and your family achieve your goals. From convenient, priority banking services wherever you are, to help when planning for your child's overseas education, or globally growing your wealth, we offer you a premium banking experience.

HSBC Premier is committed to giving you diverse ways to help you build a more solid foundation for your family’s future. Now, you can to extend your benefits to spouse, children and life partners.

Join HSBC Premier

Find out how you can enjoy privilege banking and everything HSBC Premier has to offer.

Check eligibility and apply for HSBC Premier

Already an HSBC Premier customer?

See our latest offers.

HSBC Premier is much more than just a bank account

Premium banking services

Experience a premium bank account, with priority services, global support and no monthly fees.

HSBC Premier Family

Look after those that mean the most, by extending your Premier privileges to your family.

International banking services

Unlock Premier status worldwide, with a unique range of global services and solutions.

A multitude of products

Access a range of investment and insurance products.

Unlock everything HSBC Premier has to offer

Premier - for you

Enjoy exclusive rates for your savings, loans and mortgages, alongside open and honest financial advice whenever you need it.

An account that works to your schedule, with priority servicing and support
Access to a dedicated Relationship Manager to help you make the most of your money
Wide range of products and services to ensure your wealth grows
An exclusive range of Premier rewards, offers and partnerships

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Premier - for your family

When you're Premier, your loved ones are Premier too, with access for your family to global Premier privileges and beneficial rates.

Premier status for you, your spouse or life-partner, parents, children, grandchildren, or even nephews and nieces.
Access to a dedicated Relationship Manager for you and your family
Overseas account opening support for loved ones studying abroad
Extra Premier support for your children during school, and when they're starting their careers, with Premier Junior and Premier NextGen accounts
Provide the same level of care for your family’s health, wealth, and investments

Premier - around the world

Enjoy international banking services, unlock Premier in one country or region, and you can live, work and travel the Premier way worldwide.

Overseas account opening support prior to moving or working abroad
Worldwide Premier status - automatically qualify for Premier wherever you bank with us
Savings accounts and debit cards in Philippine Peso and 11 foreign currencies
Time Deposit Accounts in Philippine Peso and 6 foreign currencies
See all of your international accounts in one place with Global View
Transfer instantly between all your global HSBC accounts, free of charge

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Our premium account, with Premier benefits

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Everything you expect from a premium account and more, with no monthly account fee

Make the most of your valuable time with priority servicing and support
A Relationship Manager to help you enjoy everything Premier has to offer
Manage all your global accounts on the go with online and mobile banking

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Discover even more with your Premier account

HSBC Premier gives you, and your loved ones, access to more rewards, benefits and exclusive offers than ever before.

Premier Mastercard

Take advantage of no annual fee for life, earn accelerated rewards, and enjoy a range of retail, dining and entertainment offers.
Premier Wealth Insurance

Insurance Specialists offer a range of health, travel and term insurance as well as income protection to ensure the safety of your wealth.

Premier Wealth Investment

A dedicated team of dedicated Relationship Managers and specialists are devoted to help you identify and achieve your financial goals.
Premier Visa Debit Card

Get a debit card for each of your accounts in Philippine Peso and up to 11 foreign currencies, and enjoy Travel Insurance benefits when you book your travel fare using your card.

Latest offers for Premier customers

A new experience worth sharing

Premier customers who refer family and friends to the Premier life may choose from either PHP10,000 worth of gift certificates from Rustan’s or 10,600 Mabuhay Miles from Philippine Airlines for every successful referral. Plus, get an additional PHP10,000 more for every third referral.

Promo is until February 28, 2025.

Per DTI FTEB Permit No 201040 Series of 2024.

Deposits are insured by PDIC up to PHP500,000 per depositor.

Find out more about the promotion

There are 150,000 reasons to take your wealth higher with HSBC Premier

To celebrate our 150th anniversary in the Philippines, here's an HSBC first:

Get up to PHP150,000 in cash credit with HSBC Premier Wealth Rewards when you bring in at least PHP5 million in fresh funds into your Premier deposit account or your chosen wealth product*.

Terms and conditions apply.

This is a joint promotion between HSBC Philippines and HSBC Wealth.

Promo is until 28 February 2025.

Per DTI Fair Trade Permit No. FTEB-207492 Series of 2024

*Deposit products are offered through The Hongkong and Shanghai Banking Corporation Limited (HSBC Philippines). Investments and insurance products are offered through HSBC Investment and Insurance Brokerage, Philippines Inc. (HSBC Wealth).

Find out more about the promotion

Already a Premier customer? Get a welcome offer with a new HSBC Premier Mastercard

Get PHP6,000 Universal Giftaway eGCs with a new HSBC Premier Mastercard. Simply spend at least PHP18,000 anywhere within 60 days of card delivery.

Speak to your Relationship Manager to apply for a Premier Mastercard and learn more about the offer.

Terms and Conditions apply.

How you can unlock HSBC Premier

Whether you’re new to HSBC, or looking to upgrade your existing account, you can enjoy the benefits of HSBC Premier and everything it has to offer if you meet one of the following criteria:

Option 1: Deposit your salary

Deposit an individual monthly income of at least PHP300,000 gross (or its foreign currency equivalent) into your HSBC account to qualify and maintain your Premier status.

Option 2: Your savings and investments

Maintain a Total Relationship Balance (TRB) with us of PHP3,000,000 or more.

Your TRB consists of any other investments or products you hold with us, such as:

Your savings
Any investments or insurance

So if you’ve taken out any of our other fantastic products, you may be able to unlock all the extra benefits HSBC Premier has to offer.

HSBC Premier Digital Starter Kit

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HSBC Philippines - Tariff Guide (PDF, 126KB) Download link

HSBC Philippines Terms and Conditions (PDF, 440KB) Download link

Apply online

Simply fill out the form and we'll be in touch within 3 banking days.

Whether you're new to HSBC, or looking to upgrade your existing account, you can have everything HSBC Premier has to offer.

Apply now apply for HSBC Premier This link will open in a new window

Apply in branch

Find your nearest branch and apply in person.

Find a branch near you to access HSBC PH branch finder

Find out more

For more information on HSBC Premier, or to find out how you can become eligible, call us or arrange a call back.

(+63 2) 8858-0800 from Metro Manila

+1-800-1-888-8555 domestic toll-free for calls outside Metro Manila through PLDT landlines

(+63 2) 7976-8080 or +800-100-85-808 from overseas

+ (International Access Code) 800-100-85-808 international toll-free for selected countries/regions

Lines are open 24 hours

Frequently Asked Questions

Whether you’re new to HSBC, or looking to upgrade your existing account, there are 3 simple ways to become eligible for everything HSBC Premier has to offer.

Maintain a Total Relationship Balance (TRB) with us of PHP3,000,000 in deposits and/or investments.
Deposit an ongoing individual monthly gross income of at least PHP300,000 or foreign currency equivalent into your account.
Hold and qualify for HSBC Premier in another market.

Please check our full eligibility criteria for more details on how to become eligible for HSBC Premier.

Check eligibility FAQ Eligibility

If you already hold and qualify for an HSBC Premier account in one market, then you automatically qualify for Premier status in every market where HSBC Premier is available. This is one of the unique services we provide as an international universal bank in the Philippines. Please contact your Relationship Manager, visit us in branch or call us to find out how you can open a Premier account in another market.

HSBC Premier allows you to share your benefits with your family. Our Premier Family accounts are open to your spouse or life partner, parents, children, grandchildren, or even nephews and nieces. Each will be able to carry your Premier status and all its benefits here and abroad, and avail of most of the products you have access to. Plus, we can help you support your children as they study abroad and embark on their overseas education journey through overseas account opening, free instant money transfers via Global Transfer and help in case of emergency or accident while your child is abroad. HSBC Premier offers you personalized services and comprehensive global support so you and your family can make the bold strides to seize opportunities together.

Please contact your Relationship Manager, visit us in-branch or call us to know more.

As an international universal bank in the Philippines, HSBC offers savings accounts with debit cards for Philippine Peso and 11 foreign currencies, as well as time deposit accounts in Philippine Peso and 6 foreign currencies. Learn more about our foreign currencies here. If you’d like to open a savings account or time deposit account, please contact your Relationship Manager or visit us in-branch.

As an HSBC Premier customer, you have access to local and global investment solutions through HSBC Investment and Insurance Brokerage, Philippines Inc., also known as HSBC Wealth, a member of the HSBC Group of companies and wholly owned subsidiary of The Hongkong and Shanghai Banking Corporation Limited Philippines.

Upon your request, we can connect you to HSBC Wealth to help you manage, protect, and grow your wealth through a financial planning process based on your needs. A dedicated team of Wealth Relationship Managers and specialists will help you identify and achieve your financial goals.

Take advantage as well of our global investment expertise and have first-hand access to a range of international investment options through our International Wealth Hubs or Private Banking offices. We can also refer you upon your request.

Please contact your Relationship Manager or visit us in-branch to know more.

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Global banking for Filipinos

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Global banking for Filipino professionals.

Overseas education

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Complete overseas education planning and support.

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Global investment opportunities

Click to open Global Investment Opportunities page

Access to a range of local and international investment options.

Wealth Management

Click to open Wealth Management page

Build and manage your wealth.

For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 or (02)7976-8000 from Metro Manila, +1-800-1-888-8555 PLDT domestic toll-free, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or talk to us through Chat by clicking on the icon at the bottom right of our homepage. If you want to find out more about HSBC's customer feedback procedures, please visit hsbc.com.ph/feedback.

The Hongkong and Shanghai Banking Corporation Limited is an entity regulated by the Bangko Sentral ng Pilipinas (Bangko Sentral) https://www.bsp.gov.ph. You may get in touch with the Bangko Sentral Consumer Protection and Market Conduct Office through their Email: consumeraffairs@bsp.gov.ph; Webchat: http://www.bsp.gov.ph; Facebook: https://www.facebook.com/BangkoSentralngPilipinas or SMS: 021582277 (for Globe subscribers only).